Full-time students

Note that once all documents have been submitted, applications are normally processed within three to five weeks. Applications with supporting documentation and any changes must be received six weeks before your study period end date.

If you are unable to apply online, call 1-800-667-5626 to request a paper application.

How much funding you can receive is based on your financial situation, length of your study program, tuition cost, number of dependents and more.  There are maximum amounts available for each type of loan, grant and bursary.

To be eligible for student aid, you must:

• be a Canadian citizen, a permanent resident, a protected person or an individual registered under the Indian Act, regardless of your citizenship
• be a New Brunswick resident, as defined by the program
• have a financial need according to program criteria
• be enrolled or qualified to enroll in an approved degree, diploma or certificate program of a minimum 12 weeks at an eligible post-secondary institution
• be taking at least 60% of a full course load, or at least 40% if you are a student with a disability
  • if your course load is less than 60%, or less than 40% if you are a student with a disability, you may be eligible for part-time student aid
• maintain a satisfactory scholastic standard
• not be delinquent or in default on a previous student loan
• not have a history of credit abuse if you are 22 years of age or older and applying for the first time (for provincial funding only) 
   

You are not eligible for full-time assistance if you:

• do not have an assessed need under the New Brunswick Student Financial Assistance Program
• have exceeded the number of years your school says it should take to complete your full-time program, plus one additional study period. 
• have reached the lifetime assistance limit of:
  • 340 weeks of funding
  • 400 weeks of funding for doctoral studies
  • 520 weeks of funding for students with disabilities
• are enrolled in:
  • a non-degree program
  • courses needed to be accepted in a program
  • courses you previously took and passed but are taking again to stay full-time or to get a better grade
  • practical training that takes place after graduating from the program, such as a medical internship or residency
• have received funding for two certificate or diploma programs
• are an international student

You will need the following information to complete your application.

You may be asked to provide additional documentation to validate the information provided on your application, and knowingly making false statements, misrepresentations or omissions may result in penalties.

Student information:

• Social Insurance Number (SIN)
• Email address (where information can be sent to you regularly)
• Mailing address (where you want to receive notices and letters)
• Permanent address (if different from mailing address)
• Employment history (if applicable)   

Academic information:

• Name of program of study
• Program start and end dates (year/month/day)
• Educational institution name and phone number
• Educational history (if applicable)  

Resources:

• Specific line number amounts from your previous year’s Income Tax Return
• Scholarships, bursaries, and other education-targeted funding  

Permanent residents: 

• Date (year/month/day) you arrived in Canada and New Brunswick 
• Clear copy of both sides of your Permanent Resident (PR) card or a copy of your Confirmation of Permanent Residency (COPR) or a copy of your Verification of Status

Protected persons of Canada (including Convention Refugees):

• Date (year/month/day) you arrived in Canada and New Brunswick
• Clear copy of a Refugee Protection Identity Document from Immigration, Refugees and Citizenship Canada (IRCC) if issued after March 2025 (or a Refugee Protection Claimant Document issued by IRCC prior to March 2025)
• Clear copy of the Notice of Decision issued by the Immigration and Refugee Board, or a copy of the Verification of Status document from Citizenship and Immigration Canada

Dependent students will also require:

• Date of birth of your parent(s) and any sibling(s)
• SIN of your parent(s) and any sibling(s) enrolled in post-secondary studies
• Specific line number amounts from your parents’ previous year’s Income Tax Return

You are a dependent student unless:

• you have been out of high school four years, or
• you have been in the workforce or looking for work while not in post-secondary studies for at least two periods of 12 months, or
• you are married or living common-law, or
• you are a single parent  

Note: Your eligibility for provincial loans is not based on your parent’s income.

Married or common-law students will also require:

• SIN and date of birth of your partner and any children enrolled in post-secondary studies

Single parent students will also require:

• SIN of any children enrolled in post-secondary studies

If you have questions about student aid and how to apply for funding, register for one of the virtual question and answer sessions. These sessions are for Canadian citizens, permanent residents, protected persons or individuals registered under the Indian Act. International students who are studying in New Brunswick under a student visa or study permit are not eligible for New Brunswick student financial assistance.

If you are not able to attend one of the virtual question and answer sessions, you can contact Student Financial Services at 1-800-667-5626 with any inquiries.

If you are a 2026 high school graduate entering full-time post-secondary education in the fall of 2026 and you have questions, please read the dependent student applicant information (PDF 584 KB) sheet. It provides an overview of the application process for students belonging to the Dependent Student Category which would be the majority of 2026 Grade 12 graduates entering year one of post-secondary studies in the fall.