Homeowner Repair Program

For homeowners in need of major repairs, disabled accessible modifications or adaptations to facilitate seniors’ independent living. Assistance is in the form of a loan, a portion of which may not have to be repaid.  

The overall maximum grant / forgivable loan per household for all homeowner programs is $15,000, which increases to $20,000 if the applicant is receiving homeowner repairs for persons with disabilities. The amount of forgivable loan is based upon a sliding income scale and the amount of required repairs. Any repayable loan amount is at the provincial borrowing interest rate and can be repaid over a period of up to 15 years.

To assist households in core housing need who own and occupy existing substandard housing, requiring major repair(s) or lacking basic facilities, to improve the level of health and safety for occupants and provides assistance to eligible households to accommodate an aging parent.

The maximum forgivable loan for the Homeowner Repair Program is $15,000.

Provides assistance for the modification of existing homeowner units to improve the accessibility of the dwelling unit for disabled occupants.

The maximum forgivable loan for accessible modifications is $10,000.

For landlords: 

If you have a tenant with a disability, you may be eligible for a forgivable loan of up to $10,000 to improve accessibility and safety.

Provides assistance for adaptations for low-income seniors who have difficulties with daily living activities in the home.

The maximum forgivable loan for home adaptations for seniors is $5,000.

• low-income households
• individuals who own the home and live in it 
• home must require major repairs or lack basic facilities in one or more of the following areas: 
  • structural 
  • electrical 
  • plumbing 
  • heating 
  • fire safety 
  • serious cases of overcrowding 
• modifications required for people with disabilities must be housing-related or provide access to permanently installed, basic facilities within the dwelling
• adaptations for seniors must facilitate and prolong independent living