Fertility Treatment Reimbursement Program (FTRP)

This one-time grant per household covers the full cost of one round of in-vitro fertilization (IVF) or intrauterine insemination (IUI), and supportive services, provided that:  

• treatments occurred within the past 12 months
• treatments took place in a licensed Canadian fertility clinic
• the applicant meets the eligibility criteria

This program applies to single people, opposite-sex and same-sex couples.

Applicants must:

• be a full-time resident of New Brunswick with a valid NB Medicare card at time of treatment
• require fertility services as confirmed by the fertility clinic
• be over 18 years old and under 43 years old at the time treatment began
• have completed the full treatment cycle within the 12 months prior to the application
• have received the treatment in a licensed fertility clinic in Canada
• claim through their insurer first, if they have private insurance; only uninsured, eligible costs will be reimbursed

The outcome does not affect elibility; the program reimburses treatment even if the IVF cycle was unsuccessful.

Reimbursement covers services directly associated with one completed round of IVF, or IUI procedures, as follows:

Medical procedures

• initial consultation
• monitoring of ovarian stimulation (labs and ultrasounds)
• egg retrieval
• sperm collection including surgical 
• standard IVF procedure
• intracytoplasmic sperm injection (ICSI), if medically indicated
• blastocyst culture
• single fresh or frozen embryo transfer
• intrauterine insemination (IUI)
• procedures related to the collection and use of donor sperm, eggs or embryos such as retrieval, preparation and transfer

Supportive services

• medications directly related to the treatment cycle (e.g., gonadotropins, ovulation triggers)
• ultrasounds and bloodwork performed at fertility clinic
• anesthesia or sedation for egg retrieval
• anesthesia or sedation for semen collection (TESA)

Expenses not covered by the program include:

• the purchase or acquisition costs of donor sperm, donor eggs or donor embryos
• reversing vasectomies or tubal ligations
• surrogacy-related costs such as legal fees or agency services
• genetic testing (PGT-A, PGT-M, etc.)
• storage fees (ongoing cryopreservation of sperm, eggs, embryos)
• treatments performed outside Canada
• complementary/alternative therapies (e.g., psychological services, acupuncture, supplements, naturopathy)
• travel, meals and accommodations
• administrative or non-treatment-related fees
• multiple IVF and IUI cycles (only the first eligible round is covered)

There is no cap on reimbursement. The program reimburses 100% of eligible, out-of-pocket costs. Only one lifetime reimbursement per applicant or couple, for a single round of treatment is eligible.

Required documentation includes:

• valid NB driver’s license, ID or valid Canadian passport
• itemized paid invoices and official receipts for treatment
• official pharmacy receipts
• diagnosis letter from a physician or clinic 
• proof of treatment dates (within the last 12 months)
• explanation of benefits from private insurer (if applicable)

Complete, sign and submit the Application Form (PDF 441 KB) by email to [email protected] within 12 months of treatment completion.

Claims are processed within four to six weeks and payment will be issued via mailed cheque.